What are the names of all the different Scuba Diving associations that you can obtain a certification.?
Q. Professional Association of Diving Instructors (PADI) and National association of underwater Instructors (NAUI) are two associations that certify you to open water dive. What are the names of the other associations?
Asked by Gene - Thu Dec 27 15:20:23 2007 - - 2 Answers - 0 Comments

A. The American Canadian Underwater Certifications - ACUC International Diving Educators Association - IDEA National Association of Underwater Instructors - NAUI Professional Association of Diving Instructors - PADI Professional Diving Instructors Corporation - PDIC Scuba Schools International - SSI The British Sub Aqua Club - BSAC Technical Diving Insititute - TDI
Answered by PJ - Thu Dec 27 17:26:56 2007

Should homeowners in associations band together to lobby the legislature to protect us from sick HOA boards?
Q. HOA and Condo lawyers have formed their own lobbying group, the Community Associations Institute, to stop any laws that protect homeowners from the crazy conduct of sick HOA boards. HOAs do not protect our property values, in fact they can take our home for fees or fines they can invent.
Asked by MikeR - Sun May 10 18:50:20 2009 - - 3 Answers - 2 Comments

A. While I agree that there are problems with some HOA Boards, the bigger problem, in my opinion, is owners who buy without any idea of what an HOA is, or what their rights are. When you buy a home in a covenant controlled community, your ownership rights are limited. Those limits are clearly defined in the legal documents that many or most people don't bother to read. Living in a covenant controlled community is a trade-off. You give up some of your rights as an individual to do whatever you want with your property, and in return, you gain some measure of control or predictability over what your neighbors can do. If you are the sort of fiercely independent person who does not want to submit an application form before you change paint… [cont.]
Answered by J P - Mon May 11 14:17:28 2009

What associations offer group health insurance?
Q. Hi! I am trying to find health insurance at group rates. I would like to be an independent insurance agent. Does anyone know of any kind of associations or anything that I could join to have access to group health insurance? (I live in Alabama)
Asked by KAH - Thu Nov 22 01:02:42 2007 - - 3 Answers - 0 Comments

A. Assocations used to do group coverage, but it didn't work out - the only people who joined were the ones that couldn't get private insurance cheaper - in other words, the really unhealthy ones. The rates got really really high, and more people dropped out, etc. Bad spiral. So you can't join an association to get a "group" rate. The association health policies are STILL all individually underwritten and rated. Being an insurance agent is different. NO ONE is going to give you an appointment, if you're green. You'll have to go on under another agent, or work directly for a carrier. Go to your state insurance department website for information.
Answered by mbrcatz - Thu Nov 22 08:47:04 2007